Welcome to Rosanna Online! By accessing or using this website and any services, sessions, or digital products provided, you agree to the following terms and conditions.

1. Use of Services

This website offers coaching services, digital resources, and learning tools. All sessions and materials are for educational and informational purposes only. You are responsible for your own implementation and results.

2. Coaching Disclaimer

Coaching sessions are designed to offer support, guidance, and insight based on personal experience. I do not provide legal, financial, or professional business advice. Your results depend on your effort, consistency, and personal circumstances. No guarantees are made.

3. Payments & Refunds

All coaching session fees and digital product purchases are non-refundable. Due to the nature of digital content and the time commitment for 1:1 support, all sales are final.

4. Session Policies

Sessions must be paid in full at the time of booking. You may reschedule up to 24 hours in advance. Missed sessions or cancellations made with less than 24 hours' notice may be forfeited without refund.

5. Intellectual Property

All content on this site—including guides, digital products, and session materials—is the property of Rosanna Online. You may not copy, sell, or distribute this content without written permission.

6. Affiliates & Recommendations

Some links may be affiliate links, meaning I may earn a small commission if you choose to purchase through them (at no extra cost to you). I only share resources I personally use or believe in.

7. Changes to These Terms

These terms may be updated at any time. Continued use of the site or services after changes are posted constitutes your acceptance of the revised terms.

8. Contact

If you have any questions, please reach out to:

Rosanna Fraker, CEO & Owner of The Business Gem, LLC

[email protected]